Credit Report
Seniors,
It is crucial that you protect yourself from identity theft. It is also important to find your credit score because it will be very important in terms of any major economic decision you make. Read this short article below.
By Cynthia E. Brodrick
Your credit score is the single most important factor determining whether you'll get approved for a mortgage, car loan, credit card, insurance... AND, even if you do get approved, the score will determine what the interest rate will be. Bad credit score = higher rate. In other words, ignoring your credit score could cost you money!
Don't walk into a car dealership or a mortgage banker's office or a credit card application blind. Know - and understand - your credit score. Thankfully, you can take a look at your money reputation by getting your credit score along with a copy of your credit report.
Your credit report has all the juicy details that creditors are sharing with each other about you. What bills have you been late on? How free and loose are you with credit cards? Are you are a good risk, someone who can be trusted with other people's money?
You can order your credit report online and receive it instantly from Equifax.com, TrueCredit.com, and Experian's CreditExpert.com. Be sure you choose the option that gives your credit score too. More than likely, this will cost you about $15. Shop around for what's the best deal for you. Your credit score may be slightly different at each, but until you know there's a problem, one credit report should do you.
It is crucial that you protect yourself from identity theft. It is also important to find your credit score because it will be very important in terms of any major economic decision you make. Read this short article below.
By Cynthia E. Brodrick
Your credit score is the single most important factor determining whether you'll get approved for a mortgage, car loan, credit card, insurance... AND, even if you do get approved, the score will determine what the interest rate will be. Bad credit score = higher rate. In other words, ignoring your credit score could cost you money!
Don't walk into a car dealership or a mortgage banker's office or a credit card application blind. Know - and understand - your credit score. Thankfully, you can take a look at your money reputation by getting your credit score along with a copy of your credit report.
Your credit report has all the juicy details that creditors are sharing with each other about you. What bills have you been late on? How free and loose are you with credit cards? Are you are a good risk, someone who can be trusted with other people's money?
You can order your credit report online and receive it instantly from Equifax.com, TrueCredit.com, and Experian's CreditExpert.com. Be sure you choose the option that gives your credit score too. More than likely, this will cost you about $15. Shop around for what's the best deal for you. Your credit score may be slightly different at each, but until you know there's a problem, one credit report should do you.
Ms. Anoutheung posted at 3:59 PM
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