Stock Vocabulary and Chapter 10 homework assignment

Chapter 10 homework is available for you to download and print here. You must have Adobe Acrobat inorder to download and read the course outline below. You may download Adobe Acrobat for free. Click here.

Stock Market vocabulary is available here

Chapter 8 notes

View Ch. 8 notes here. Remember to do the self-check quiz to prepare for the quiz tomorrow.

Get Your Free Credit Report Here Only!

Order a copy of your credit report. An amendment to the federal Fair Credit Reporting Act requires each of the major nationwide consumer reporting companies to provide you with a free copy of your credit reports, at your request, once every 12 months.

To order your free annual report from one or all the national consumer reporting companies, visit www.annualcreditreport.com, call toll-free 877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. You can print the form from ftc.gov/credit. Do not contact the three nationwide consumer reporting companies individually; they provide free annual credit reports only through www.annualcreditreport.com, 877-322-8228, and Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.

Under federal law, you’re also entitled to a free report if a company takes adverse action against you, such as denying your application for credit, insurance or employment, and you request your report within 60 days of receiving notice of the action. The notice will give you the name, address, and phone number of the consumer reporting company that supplied the information about you. You’re also entitled to one free report a year if you’re unemployed and plan to look for a job within 60 days; you’re on welfare; or your report is inaccurate because of fraud. Otherwise, a consumer reporting company may charge you up to $9.50 for any other copies of your report.

To buy a copy of your report, contact:

Equifax: 800-685-1111; www.equifax.com

Experian: 888-EXPERIAN (888-397-3742); www.experian.com

TransUnion: 800-916-8800; www.transunion.com

For more information please go to the government website with more useful information and tips that you should share with everyone! Go the Federal Trade Commission's site.

At Risk for Identity Theft

Qwest Communications held a summit last year that focused on protecting teens from identity theft.

"Many teenagers discover they are a victim of identity theft when they first apply for a driver's license and find that one has already been issued to someone else under the same Social Security number," according to the report that came out of the summit.

The summit also compiled a list of tips.

FOR TEENS

Don't be intimidated: Tell adults who ask for your Social Security number, driver's license or credit card numbers that you want to know how they'll use them and how they'll protect them from being stolen.

Guard your personal information: Protect your passwords on your computers, wireless phones, pagers and other devices, and don't store personal identification information there. Shred all documents containing personal information.

Don't use your mother's maiden name as a password: "A thief who discovers your mother's maiden name can also locate and obtain your original birth certificate," says Judith Collins, an identity theft expert. "With an original birth certificate, perpetrators can orchestrate a complete takeover of your identity."

Check yourself out: When you turn 16, check bank and credit card statements regularly for irregularities and check your credit report at least once a year.

FOR PARENTS

Monitor your child's credit: Always check your teen's bank and credit card statements for irregularities.

Protect personal identification information: Make sure your teenager doesn't keep his or her Social Security card and other valuable personal information in his or her wallet, purse, backpack or car.

Encourage password protection: Help your teenagers create passwords that are hard to steal — a combination of numbers and letters only they will remember.

— Pamela Yip

Credit Report

Seniors,

It is crucial that you protect yourself from identity theft. It is also important to find your credit score because it will be very important in terms of any major economic decision you make. Read this short article below.

By Cynthia E. Brodrick


Your credit score is the single most important factor determining whether you'll get approved for a mortgage, car loan, credit card, insurance... AND, even if you do get approved, the score will determine what the interest rate will be. Bad credit score = higher rate. In other words, ignoring your credit score could cost you money!
Don't walk into a car dealership or a mortgage banker's office or a credit card application blind. Know - and understand - your credit score. Thankfully, you can take a look at your money reputation by getting your credit score along with a copy of your credit report.
Your credit report has all the juicy details that creditors are sharing with each other about you. What bills have you been late on? How free and loose are you with credit cards? Are you are a good risk, someone who can be trusted with other people's money?
You can order your credit report online and receive it instantly from Equifax.com, TrueCredit.com, and Experian's CreditExpert.com. Be sure you choose the option that gives your credit score too. More than likely, this will cost you about $15. Shop around for what's the best deal for you. Your credit score may be slightly different at each, but until you know there's a problem, one credit report should do you.

Antitrust Articles

Hey economers, there are a couple of news articles regarding antitrusts! I mentioned the article about the Samsung corporation being found guilty of fixing prices and having to pay $300 million dollars. Here is a link for the entire article. Click here. Remember competitive pricing is good for everyone!

This morning I found an article about Qualcomm being accused of unfair competitive practice. This is a local San Diego company and very relevant to what we were learning. Click here to read the article.

Extra Credit Opportunity
Go see MV's play, "Regarding Electra". The play runs through November 5th @ 7:00 pm in the little theater.

Requirements:

1. a signed program from Ms. Benitez
2. 1/2 page handwritten or typed summary & review of the play

Turn it in to me and receive 10 extra points!

Chapter 7.1 notes available

7.1 Notes

6.3 notes available

6.3 notes

Supply Notes

Supply Notes

Demand Notes

Seniors,

If you missed any parts of the notes and need them, they are here. Future notes and/or assignments will be located at this section of the website from now on. Click here

Dine out and Help!

Hi seniors. Just wanted to encourage you, your friends, and parents to go out to dinner today to help the victims of Hurricane Katrina and Rita. You would be helping out a lot of people by simply having dinner at select participating restaurants. Dine out for America has many restaurants pledging to give a percentage of their profits to help out those who are in need of our help. Please visit Dine For America website to find restaurants that are participating in this charity drive. Thanks. Click here for the link

These restaurants will be donating 100% of the profits to the American Red Cross:
(Select locations only!)

• Red Lobster
• Olive Garden
• Chilis
• Claim Jumper
• Outback Steakhouse
• Applebees
  

Also if you are interested in going to the Miramar Air show on October 14th next Friday, please see me for a permission slip and pay your $6 to the finance office. The deadline is tomorrow the 6th!!! The first 43 students to pay and turn in their permission slip will be able to go. So first come, first serve. For more information about the Miramar Air show, please go to this link here.

MV Scholarship Information

Monte Vista High School
Scholarship Bulletin
October, 2005

WEB SITES:

www.fastweb.com
www.finaid.org/finaid/awards.html
www.maldef.org/education/scholarships.htm
www.axa-achievement.com
www.outstandingstudentsofamerica.com
www.horatioalger.com/scholarships
www.sandiego.bbb.org

MALDEF SCHOLARSHIP
Is awarded to students with financial need. Criteria varies. Please see web site for more details. www.maldef.org/education/scholarships.htm

DEADLINE: varies.


AXA ACHIEVEMENT SCHOLARSHIP
Looking for well rounded students, determined to succeed and have demonstrated achievement at a job, sport or extra-curricular activity. Please see web site: www.axa-achievement.com

DEADLINE: December 15, 2005.


2006 HORATIO ALGER SCHOLARSHIP
Seeks to assist students who have demonstrated integrity, perseverance in overcoming adversity, strength of character, financial need, a good academic record, commitment to pursue a college education and a desire to contribute to society. Please see web site for more details. www.horatioalger.com/scholarships

DEADLINE: October 15, 2005.


SAN DIEGO BETTER BUSINESS BUREAU SCHOLARSHIP OPEN TO JUNIOR AND SENIORS.
Essay on the importance of market place ethics, incorporating integrity and civility in our community. Please see web site for more details. www.sandiego.bbb.org

DEADLINE: October 28, 2005

FAFSA PIN APPLICATION

For those of you attending or planning to attend college, you will need to fill out the financial aid application. In order to fill out the application you will need to acquire your PIN number.

Please go to this website to fill out your application for a PIN number here

Welcome

Hi seniors. The website is finally up and running. Here you will be able to access your grades, quizzes, and other important information in regards to the class. I will also be posting scholarship information as I get them.